Financing with Our Dealership

Beck Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Beck Ford Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Beck Ford can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Welcome to Our Financing Department

Financing Made Simple for Your New or Used Car, Truck or SUV

We know that you love Ford models, and we can understand the appeal. These models are known for their longevity and style, plus they're affordable so our Hawthorne and St. Augustine customers can make the most of their busy schedules. If you have found a model that suits your needs, or you are just beginning your quest, consider what your financing options might be.

Financing Solutions Made Easy with Beck Ford

Do you want to lease your new Ford? This option lets you trade your car, truck or SUV after a few years for a brand-new one, and often means a lower monthly payment while buying means you see the loan through to the end until it is paid off. The result of buying a new or used vehicle is that you own it outright, and that's something that our Green Cove Springs and Satsuma drivers can appreciate.

Take the Guesswork Out of Vehicle Financing with Beck Ford

Browse the collections of available new and used models here at Beck Ford. When you're ready to start the test drive and financing phase of your journey, visit us in Palatka. We look forward to helping you tailor your perfect payment plan and making the entire process painless and easier to understand. You can even get started online, before you even stop in, by filling out your application paperwork ahead of time using the convenient tools on our website. Fill it out soon and let's get started on your path towards a new vehicle.


Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Beck Ford

    420 N Palm Ave
    Palatka, FL 32177

    • Sales: (386) 600-4479
Loading Map...

Get in Touch

  • Contact our Sales Department at: (386) 600-4479
  • Monday9am-7pm
  • Tuesday9am-7pm
  • Wednesday9am-7pm
  • Thursday9am-7pm
  • Friday9am-7pm
  • Saturday9am-4pm
  • SundayClosed